Diaspora

Buying and managing property in Zambia while living abroad can be complex and risky without trusted local support. At Homes Platinum Real Estate, we offer a complete diaspora property acquisition and management service tailored for Zambians in the USA, UK, South Africa, France, Canada and other countries. We start by sourcing genuine property options through verified property owners. Before any payment, we conduct comprehensive due diligence, including ownership verification, title search, and government record checks to ensure you’re investing in legitimate, dispute-free property. Once a property is cleared, we handle negotiations, purchase agreements, and payment oversight. All transactions are documented, and you receive real-time updates via your secure client dashboard.

Step 1: Property Search

In today’s real estate market, making a well-informed decision is more important than ever. Browsing our website gives you a comprehensive, up-to-date view of available properties, detailed disclosures, and expert guidance all in one convenient place We encourage all home buyers to verify the property details before purchase such as location, size, price, ownership history. This is the starting point to your dream house/land. Visit our website and download photos and choose the most affordable from the available one you saved/book marked.

Step 2: Request Offer Letter

Request for an offer letter from our office and book your property by signing the offer letter shared with you within the stipulated time frame.

Step 3: Draft Contract of Sale

Once the offer is accepted, the vendor (usually through their legal representative or estate agent) prepares a draft contract of sale. This document follows The Law Association of Zambia (LAZ) General Conditions of Sale, 2018. The draft typically goes through several reviews between buyer and vendor until both parties agree on the final version. Don’t rush this stage. Any concerns or unclear clauses should be addressed before signing.

Step 4: Obtain State Consent

Property transfers in Zambia require consent from the Commissioner of Lands. This process is now handled digitally through the government’s eServices portal , where you can submit your application and make the required payments.

Step 5: Property Transfer tax

Before the property can be transferred to your name, you must obtain a Property Transfer Tax (PTT) Clearance Certificate from the Zambia Revenue Authority (ZRA). Current PTT rate: 8% of the property value (as of January 2025)

Step 6: Registration Via ZILAS

Zambia has introduced the Zambia Integrated Land Administration System (ZILAS), which has digitised much of the land registration and title transfer process. This system aims to make property transactions more transparent and efficient. Through ZILAS, you can: